Legal advice: The free comparison does not offer a complete overview of the market and is financed by commissions that we receive when products are concluded. The main criterion for sorting is the calculated overall result, which can be positive (yield) or negative (cost). The overall result is calculated based on the data entered in the filter area and the product conditions of the respective product. The sorting takes place in descending order. Unfortunately, we cannot check the authenticity of the ratings we sometimes receive from external partners due to their large number.
C24 Bank
C24 SMART
Test seal of C24 Bank
+ 25,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | + 25,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | + 25,00 € |
| Interest rate information | |
| Interest on deposits | 2,50 % |
| Arranged overdraft interest | 7,49 % |
| Overdraft interest | 11,49 % |
| Payment by credit card (Mastercard) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 0,00 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen Mastercard Geldautomaten 4x kostenlos, danach 2 Euro pro Abhebung | |
| Cash Withdrawal Abroad: 280000 ATMs - An allen Mastercard Geldautomaten 4x kostenlos, danach 2 Euro pro Abhebung | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit insurance of the Association of German Banks (new members) |
| Exchange service | |
| Exchange service | |
Santander Consumer Bank
BestGiro
Test seal of Santander Consumer Bank
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 12,55 % |
| Overdraft interest | 12,55 % |
| Offer for new customers |
| 150 Euro Willkommensbonus. Jetzt BestGiro eröffnen, Kontowechselservice nutzen und 150 Euro Prämie sichern! Mindestens 4 Zahlungspartner müssen über den Kontowechselservice informiert werden. Die Auszahlung erfolgt 3 Monate nach erfolgreicher Durchführung des Kontowechselservice auf das Santander Girokonto. Weitere Infos auf der Anbieter-Website. |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,50 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 2800 ATMs - 4 kostenlose Bargeldabhebungen an allen VISA Geldautomaten, sonst 1%, min. 5.25 Euro | |
| Cash Withdrawal Abroad: 2800 ATMs - 4 kostenlose Bargeldabhebungen an allen VISA Geldautomaten, sonst 1%, min. 5.25 Euro | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Commerzbank
Girokonto inkl. kostenloser Debitkarte
Test seal of Commerzbank
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 12,20 % |
| Overdraft interest | 14,95 % |
| Offer for new customers |
| 50 Euro Startguthaben nach 3-monatiger aktiver Kontonutzung (mind. 5 monatl. Buchungen über je 25 Euro oder mehr, z.B. von oder an Arbeitgeber, Rentenkassen, Hausverwaltungen, Energieversorger, Telefonanbieter, jedoch keine Eigenüberweisungen oder Überträge), wenn innerhalb der letzten 24 Monate kein Konto bei der Commerzbank bestand. Weitere Bedingungen auf Anbieterseite. |
| Payment by girocard (Maestro) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area |
1,00 % min. 5,98 € |
| Outside euro currency area |
1,00 % min. 5,98 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 7000 ATMs - 7.000 Automaten - an 7.000 Automaten der Cash Group und zusaetzlich an rund 22.000 Kassen im Einzelhandel. Weitere Details auf Anbieterseite unter: 3. Wo kann ich kostenlos Bargeld abheben? | |
| Cash Withdrawal Abroad: 1 ATMs - Keine kostenlosen Bargeldabhebungen | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Mastercard) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
| in the country |
1,95 % min. 5,98 € |
| within Euro currency area |
1,95 % min. 5,98 € |
| Outside euro currency area |
3,70 % min. 5,98 € |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 1.95 ATMs - Keine kostenlosen Bargeldabhebungen | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Consorsbank
Girokonto Essential
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 11,50 % |
| Overdraft interest | 11,50 % |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,10 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,10 % |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten (ab 50 Euro, sonst 1,95 Euro) | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone (ab 50 Euro, sonst 1,95 Euro) | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
ING
Girokonto ohne Girocard
Test seal of ING
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 10,99 % |
| Overdraft interest | 10,99 % |
| Offer for new customers |
| 50 Euro Bonus. Eröffnen Sie Ihr erstes Girokonto bis 30.06.2024 und wir bedanken uns mit 50 Euro. Einzige Voraussetzung ist die aktive Nutzung: Zahlen Sie mindestens 5 Mal innerhalb der ersten 4 Monate mit der VISA Card im Handel, Internet oder mobil per Apple Pay und Google Pay. Abhebungen am Geldautomaten sind ausgeschlossen. Das Angebot gilt für alle, die in den letzten 12 Monaten kein Girokonto / Girokonto Future bei uns geführt haben. Weitere Informationen auf der Webseite. |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,99 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 1,99 % |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Openbank
Open Girokonto
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 0,00 % |
| Overdraft interest | 0,00 % |
| Payment by girocard (Maestro) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,50 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area |
1,50 % min. 5,95 € |
| Outside euro currency area |
1,50 % min. 5,95 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 3320 ATMs - 5 kostenlose Abhebungen pro Monat ueberall in der Eurozone an jedem Geldautomaten und unbegrenzte kostenlose Abhebungen an einem der 40.000 Santander-Geldautomaten weltweit. | |
| Cash Withdrawal Abroad: 1.5 ATMs - 5 kostenlose Abhebungen pro Monat überall in der Eurozone an jedem Geldautomaten und unbegrenzte kostenlose Abhebungen an einem der 40.000 Santander-Geldautomaten weltweit. | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Spanish Deposit Insurance Fund |
| Exchange service | |
| Exchange service | |
comdirect
Girokonto Aktiv
Test seal of comdirect
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 11,00 % |
| Overdraft interest | 15,50 % |
| Offer for new customers |
| 50-Euro-Neukunden-Prämie. Ihre 50-Euro-Neukunden-Prämie erhalten Sie, wenn Sie während der Kontoeröffnung die Einwilligung für die Übermittlung werblicher Informationen der Commerzbank AG per E-Mail erteilen, sie bis zum Erhalt der Prämie nicht widerrufen und innerhalb der ersten 3 Monate nach Kontoeröffnung mindestens 5 Transaktionen (Überweisung, Ein- und Auszahlung, Zahlung per Lastschrift, Abheben am Geldautomaten) über jeweils 25 Euro oder mehr tätigen. Weitere Informationen auf der Webseite des Anbieters. |
| Payment by girocard (VPAY) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 9000 ATMs - An allen Geldautomaten der Cash Group | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten in Deutschland, 3 Transaktionen pro Monat kostenlos, jede weitere 4,90 EUR | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone, 3 Transaktionen pro Monat kostenlos, jede weitere 4,90 EUR | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Consorsbank
Essential inkl. optionaler Girocard
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 11,75 % |
| Overdraft interest | 11,75 % |
| Payment by girocard (VPAY) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,10 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,10 % |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen Visa Geldautomaten in Deutschland zzgl. anfallender Kosten des automatenbetreibenden Instituts. | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,10 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,10 % |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten (ab 50 Euro, sonst 1,95 Euro) | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone (ab 50 Euro, sonst 1,95 Euro) | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
TARGOBANK Kooperationen
Online-Konto
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Arranged overdraft interest | 8,16 % |
| Overdraft interest | 8,16 % |
| Payment by girocard (Maestro) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,00 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area |
1,00 % min. 5,95 € |
| Outside euro currency area |
1,00 % min. 5,95 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 3200 ATMs - An allen Geldautomaten des CashPools | |
| Cash Withdrawal Abroad: 1 ATMs - Keine kostenlosen Bargeldabhebungen (ausgenommen einige ausgew�hlte Partnerbanken in Frankreich, Belgien und Spanien) | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 3,85 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area |
3,50 % min. 5,95 € |
| Outside euro currency area |
3,50 % min. 5,95 € |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 350 ATMs - An allen Geldautomaten der TARGOBANK | |
| Cash Withdrawal Abroad: 3.5 ATMs - Keine kostenlosen Bargeldabhebungen | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
comdirect
JuniorGiro
Test seal of comdirect
0,00 €
per year
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Overdraft interest | 0,00 % |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |