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C24 SMART
- Free current account
- Free debit card
Test seal C24 Bank
+ 17,50 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | + 17,50 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | + 17,50 € |
| Interest rate information | |
| Interest on deposits | 1,75 % |
| Arranged overdraft interest | 7,49 % |
| Overdraft interest | 11,49 % |
| Payment by credit card (Mastercard) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 0,00 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen Mastercard Geldautomaten 4x kostenlos, danach 2 Euro pro Abhebung | |
| Cash Withdrawal Abroad: 2000000 ATMs - An allen Mastercard Geldautomaten 4x kostenlos, danach 2 Euro pro Abhebung | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit insurance of the Association of German Banks (new members) |
| Exchange service | |
| Exchange service | |
BestGiro
-
- Free current account
Test seal Santander
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 12,55 % |
| Overdraft interest | 12,55 % |
| Offer for new customers |
| 75 Euro Willkommensbonus. Jetzt BestGiro eröffnen, Kontowechselservice nutzen und 75 Euro Prämie sichern! Mindestens 4 Zahlungspartner müssen über den Kontowechselservice informiert werden. Die Auszahlung erfolgt 3 Monate nach erfolgreicher Durchführung des Kontowechselservice auf das Santander Girokonto. Weitere Infos auf der Anbieter-Website. |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,50 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 2800 ATMs - 4 kostenlose Bargeldabhebungen an allen VISA Geldautomaten, sonst 1%, min. 5.25 Euro | |
| Cash Withdrawal Abroad: 2800 ATMs - 4 kostenlose Bargeldabhebungen an allen VISA Geldautomaten, sonst 1%, min. 5.25 Euro + 1,5% bei nicht Euro | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Girokonto inkl. kostenloser Debitkarte
-
- Free current account
- Free debit card
Test seal Commerzbank
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 12,45 % |
| Overdraft interest | 14,95 % |
| Offer for new customers |
| 50 Euro Startguthaben nach 3-monatiger aktiver Kontonutzung (mind. 5 monatl. Buchungen über je 25 Euro oder mehr, z.B. von oder an Arbeitgeber, Rentenkassen, Hausverwaltungen, Energieversorger, Telefonanbieter, jedoch keine Eigenüberweisungen oder Überträge), wenn innerhalb der letzten 24 Monate kein Konto bei der Commerzbank bestand. Weitere Bedingungen auf Anbieterseite. |
| Payment by girocard (Maestro) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area |
1,00 % min. 5,98 € |
| Outside euro currency area |
1,00 % min. 5,98 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 7000 ATMs - 7.000 Automaten - an 7.000 Automaten der Cash Group und zusaetzlich an rund 22.000 Kassen im Einzelhandel. Weitere Details auf Anbieterseite unter: 3. Wo kann ich kostenlos Bargeld abheben? | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Mastercard) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
| in the country |
1,95 % min. 5,98 € |
| within Euro currency area |
1,95 % min. 5,98 € |
| Outside euro currency area |
3,70 % min. 5,98 € |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Essential inkl. kostenlose Visa Card Debit und Girocard
-
- Free current account
- Free debit card
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 10,40 % |
| Overdraft interest | 10,40 % |
| Offer for new customers |
| 200 Euro Prämie bei regelmäßigem Geldeingang von mindestens 1.500 Euro monatlich. Weitere Informationen auf der Website. |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,10 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,10 % |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten (ab 50 Euro, sonst 1,95 Euro) | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone (ab 50 Euro, sonst 1,95 Euro) | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Girokonto + gratis Visa Card [Debitkarte]
-
- Free current account
Test seal ING
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 10,99 % |
| Overdraft interest | 10,99 % |
| Offer for new customers |
| Eröffnen Sie Ihr erstes Girokonto bis 28.02.2025 und wir bedanken uns mit 100 Euro. Zwei aufeinanderfolgende monatliche Geldeingänge über mindestens 1.000 Euro in den ersten 4 Monaten genügen schon. Für alle unter 28 Jahren gilt ein reduzierter Betrag von 500 Euro. Die Summe darf auch in mehreren Teilbeträgen eingehen. Bei Gemeinschaftskonten beträgt der Mindest-Geldeingang ebenfalls insgesamt 1.000 Euro bzw. 500 Euro. Weitere Informationen auf der Webseite. |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,20 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 1,99 % |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Girokonto Aktiv
- Free current account
- Free debit card
Test seal comdirect
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 9,90 % |
| Overdraft interest | 14,40 % |
| Payment by girocard (VPAY) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 9000 ATMs - An allen Geldautomaten der Cash Group | |
| Cash Withdrawal Abroad: 1600000 ATMs - An allen VISA Geldautomaten weltweit | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten in Deutschland, 3 Transaktionen pro Monat kostenlos, jede weitere 4,90 EUR | |
| Cash Withdrawal Abroad: 1600000 ATMs - An allen VISA Geldautomaten weltweit, 3 Transaktionen pro Monat kostenlos, jede weitere 4,90 EUR | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Online-Konto
- Free current account
- Free debit card
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Arranged overdraft interest | 8,16 % |
| Overdraft interest | 8,16 % |
| Payment by girocard (Maestro) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,00 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area |
1,00 % min. 5,95 € |
| Outside euro currency area |
1,00 % min. 5,95 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 3200 ATMs - An allen Geldautomaten des CashPools | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 3,85 % |
| Withdraw cash with credit card | |
| in the country | free of charge |
| within Euro currency area |
3,50 % min. 5,95 € |
| Outside euro currency area |
3,50 % min. 5,95 € |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 350 ATMs - An allen Geldautomaten der TARGOBANK | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
JuniorGiro
- Free current account
- Free debit card
Test seal comdirect
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Overdraft interest | 0,00 % |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Deposit Guarantee Scheme of the Association of German Banks |
| Exchange service | |
| Exchange service | |
Girokonto Klassik
-
- Free current account
- Free debit card
Test seal 1822direkt
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 11,48 % |
| Overdraft interest | 9,44 % |
| Offer for new customers |
| 100 Euro Prämie. Sie erhalten eine Gutschrift von 100 Euro, wenn Sie den Girokonto Klassik Eröffnungsantrag bis zum 02.02.2025 generieren/herunterladen und das Girokonto bis zum 28.02.2025 eröffnet haben. Prämienberechtigt sind Kunden, die in den ersten drei Kalendermonaten nach dem Erhalt der Karte jeden Monat mindestens 3 Zahlungen (Geldautomatentransaktionen sind ausgeschlossen) mit der Sparkassen-Card durchführen. Weitere Informationen auf der Webseite des Anbieters. |
| Payment by girocard (Maestro) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with girocard | |
| in the country | 2,00 € |
| within Euro currency area |
1,00 % min. 6,00 € |
| Outside euro currency area |
1,00 % min. 6,00 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 23000 ATMs - 6 kostenlose Abhebungen, 2,00 Euro für jede weitere Auszahlung an allen Geldautomaten der Sparkasse innerhalb Deutschlands | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
| in the country |
2,00 % min. 5,11 € |
| within Euro currency area | free of charge |
| Outside euro currency area | 1,75 % |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: charge | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Protection system of the German Savings Banks Finance Group |
| Exchange service | |
| Exchange service | |
Girokonto
- Free current account
- Free debit card
Test seal 1822MOBILE
0,00 €
per year
Conditions
Details
| Calculated conditions | |
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 11,48 % |
| Overdraft interest | 11,48 % |
| Payment by girocard () | |
| in the country | 1,49 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with girocard | |
| in the country | free of charge |
| within Euro currency area |
1,00 % min. 6,00 € |
| Outside euro currency area |
1,00 % min. 6,00 € |
| Withdraw cash free of charge with the Girocard | |
| Cash Withdrawal Domestic: 23000 ATMs - 4 kostenlose Abhebungen pro Monat, darüber 2 Euro an an allen Geldautomaten der Sparkasse innerhalb Deutschlands | |
| Cash Withdrawal Abroad: 1600000 ATMs - An allen MasterCard und VISA Geldautomaten weltweit | |
| Other debit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Payment by credit card (Visa) | |
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
| in the country |
2,00 % min. 5,11 € |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 1600000 ATMs - An allen VISA Geldautomaten weltweit | |
| Other credit card | |
| Partner card | |
| Motif card / selectable card optics | |
| Card type: charge | |
| Optional | |
| Occupational group | |
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? |
| Protection system of the German Savings Banks Finance Group |
| Exchange service | |
| Exchange service | |