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Ad
GiroDirekt
-
- Free current account
- Free debit card
Test seal 1822direkt
0,00 €
per year
Conditions
Details
Ad
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 10,61 % |
| Overdraft interest | 10,61 % |
| Offer for new customers | |
|---|---|
| 50 Euro Prämie. Kunden, die sich bis 04.08.2025 für ein GiroDirekt entscheiden, können sich über eine Prämie in Höhe von 50 Euro freuen. Prämienberechtigt sind Kunden, die in den ersten drei Kalendermonaten nach dem Erhalt der Karte jeden Monat mindestens drei Zahlungen (Geldautomatentransaktionen ausgeschlossen) mit der kostenlosen girocard mit V PAY (Sparkassen-Card) durchführen. Weitere Informationen auf der Webseite des Anbieters. | |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
|---|---|
| in the country |
2,00 % min. 5,11 € |
| within Euro currency area | free of charge |
| Outside euro currency area | 1,75 % |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: charge | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Protection system of the German Savings Banks Finance Group | |
| Exchange service | |
|---|---|
| Exchange service | |
C24 SMART
-
- Free current account
- Free debit card
Test seal C24 Bank
+ 7,50 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | + 7,50 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | + 7,50 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,75 % |
| Arranged overdraft interest | 7,49 % |
| Overdraft interest | 11,49 % |
| Offer for new customers | |
|---|---|
| 75 Euro Konto-Wechselprämie. Unter folgenden Bedingungen erhalten Neukunden eine Konto-Wechselprämie in Höhe von 75 Euro: Eröffnung eines C24 Smart-, Plus- oder Maxkontos. Automatisierte Schließung des alten Kontos über den digitalen CHECK24 Kontoumzug innerhalb der ersten 90 Tage nach Antragsstellung. Ablauf von 14 Tagen nach erfolgreicher Durchführung des CHECK24 Kontoumzugs. Weitere Informationen auf der Webseite des Anbieters. | |
| Payment by credit card (Mastercard) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 0,00 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 58000 ATMs - An allen Mastercard Geldautomaten 4x kostenlos, danach 2 Euro pro Abhebung | |
| Cash Withdrawal Abroad: 2000000 ATMs - An allen Mastercard Geldautomaten 4x kostenlos, danach 2 Euro pro Abhebung | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Deposit insurance of the Association of German Banks (new members) | |
| Exchange service | |
|---|---|
| Exchange service | |
BestGiro
- Free current account
Test seal Santander
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 10,20 % |
| Overdraft interest | 11,20 % |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,85 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 2800 ATMs - 4 kostenlose Bargeldabhebungen an allen VISA Geldautomaten, sonst 3,5%, min. 5,75 Euro | |
| Cash Withdrawal Abroad: 2800 ATMs - 4 kostenlose Bargeldabhebungen an allen VISA Geldautomaten, sonst 3,5%, min. 5,75 Euro + 1,85% bei nicht Euro | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: credit | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Deposit Guarantee Scheme of the Association of German Banks | |
| Exchange service | |
|---|---|
| Exchange service | |
Consorsbank! Girokonto + Credit Card Gold light
- Free current account
- Free debit card
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 9,40 % |
| Overdraft interest | 9,40 % |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Deposit Guarantee Scheme of the Association of German Banks | |
| Exchange service | |
|---|---|
| Exchange service | |
Girokonto + gratis Visa Card [Debitkarte]
- Free current account
Test seal ING
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 9,64 % |
| Overdraft interest | 9,64 % |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,20 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,20 % |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Deposit Guarantee Scheme of the Association of German Banks | |
| Exchange service | |
|---|---|
| Exchange service | |
Girokonto Aktiv
-
- Free current account
Test seal comdirect
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 8,65 % |
| Overdraft interest | 13,15 % |
| Offer for new customers | |
|---|---|
| Ihre 75-Euro-Prämie erhalten Sie, wenn Sie während der Kontoeröffnung die Einwilligung für die Übermittlung werblicher Informationen der Commerzbank AG per E-Mail erteilen, sie bis zum Erhalt der Prämie nicht widerrufen und innerhalb der ersten 3 Monate nach Kontoeröffnung mindestens 5 Transaktionen (Überweisung, Ein- und Auszahlung, Zahlung per Lastschrift, Abheben am Geldautomaten) über jeweils 25 Euro oder mehr tätigen. Für die Teilnahme an der Aktion müssen die vollständigen Antragsdaten zur Kontoeröffnung bis 29.08.2025 bei comdirect eingegangen sein. Zudem erhalten Neukunden mit der Girokontoeröffnung ein kostenloses Tagesgeld PLUS-Konto mit einem Tagesgeldzinssatz von 3,0 % p. a. bei einer Anlage von bis zu 1.000.000 Euro für 6 Monate. Weitere Informationen auf der Anbieter Webseite. | |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | free of charge |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten in Deutschland, 3 Transaktionen pro Monat kostenlos, jede weitere 4,90 EUR | |
| Cash Withdrawal Abroad: 1600000 ATMs - An allen VISA Geldautomaten weltweit, 3 Transaktionen pro Monat kostenlos, jede weitere 4,90 EUR | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Deposit Guarantee Scheme of the Association of German Banks | |
| Exchange service | |
|---|---|
| Exchange service | |
Consorsbank! Girokonto + Visa Card Debit
- Free current account
- Free debit card
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 9,40 % |
| Overdraft interest | 9,40 % |
| Payment by girocard () | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,10 % |
| Withdraw cash with girocard | |
|---|---|
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,10 % |
| Withdraw cash free of charge with the Girocard | |
|---|---|
| Cash Withdrawal Domestic: 58000 ATMs - Kostenlos an allen Visa Geldautomaten in Deutschland ab 50 EUR Auszahlung, unter 50 EUR Auszahlung mind. 1,95 Euro pro Auszahlung | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other debit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Deposit Guarantee Scheme of the Association of German Banks | |
| Exchange service | |
|---|---|
| Exchange service | |
Kostenloses Girokonto inkl. Visa Debitkarte
- Free current account
Test seal DKB
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 9,28 % |
| Overdraft interest | 9,28 % |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 2,20 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | free of charge |
| within Euro currency area | free of charge |
| Outside euro currency area | 2,20 % |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 58000 ATMs - An allen VISA Geldautomaten, Mindestwert 50 Euro | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone, Mindestwert 50 Euro | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Compensation Scheme of the Federal Association of German Public Banks GmbH | |
| Exchange service | |
|---|---|
| Exchange service | |
bunq Free
- Free current account
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Overdraft interest | 0,00 % |
| Payment by credit card (Mastercard) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 0,50 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | 0,99 € |
| within Euro currency area | 0,99 € |
| Outside euro currency area | 0,99 € |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: prepaid | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Dutch deposit insurance / Depositogarantiestelsel | |
| Exchange service | |
|---|---|
| Exchange service | |
GiroDirekt
-
- Free current account
- Free debit card
Test seal 1822direkt
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Bank card | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 10,61 % |
| Overdraft interest | 10,61 % |
| Offer for new customers | |
|---|---|
| 50 Euro Prämie. Kunden, die sich bis 04.08.2025 für ein GiroDirekt entscheiden, können sich über eine Prämie in Höhe von 50 Euro freuen. Prämienberechtigt sind Kunden, die in den ersten drei Kalendermonaten nach dem Erhalt der Karte jeden Monat mindestens drei Zahlungen (Geldautomatentransaktionen ausgeschlossen) mit der kostenlosen girocard mit V PAY (Sparkassen-Card) durchführen. Weitere Informationen auf der Webseite des Anbieters. | |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 1,75 % |
| Withdraw cash with credit card | |
|---|---|
| in the country |
2,00 % min. 5,11 € |
| within Euro currency area | free of charge |
| Outside euro currency area | 1,75 % |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 400000 ATMs - An allen VISA Geldautomaten in der Eurozone | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: charge | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Protection system of the German Savings Banks Finance Group | |
| Exchange service | |
|---|---|
| Exchange service | |
Tomorrow Now
- Free current account
0,00 €
per year
Conditions
Details
| Calculated conditions | |
|---|---|
| Account maintenance | 0,00 € |
| Interest | 0,00 € |
| Bookings | 0,00 € |
| Total costs/income | 0,00 € |
| Interest rate information | |
|---|---|
| Interest on deposits | 0,00 % |
| Arranged overdraft interest | 9,75 % |
| Overdraft interest | 0,00 % |
| Payment by credit card (Visa) | |
|---|---|
| in the country | 0,00 % |
| within Euro currency area | 0,00 % |
| Outside euro currency area | 0,00 % |
| Withdraw cash with credit card | |
|---|---|
| in the country | 3,00 € |
| within Euro currency area | 3,00 € |
| Outside euro currency area | 3,00 € |
| Withdraw cash for free with credit card | |
|---|---|
| Cash Withdrawal Domestic: 0 ATMs - No free cash withdrawals | |
| Cash Withdrawal Abroad: 0 ATMs - No free cash withdrawals | |
| Other credit card | |
|---|---|
| Partner card | |
| Motif card / selectable card optics | |
| Card type: debit | |
| Optional | |
| Occupational group | |
|---|---|
| Employee | |
| Minor | |
| Pupil | |
| Student | |
| Apprentice | |
| Retired | |
| Freelancer | |
| Self-employed | |
| Unemployed | |
| Account maintenance | |
|---|---|
| Online - Banking | |
| App - Banking | |
| Telephone - Banking | |
| Offline | |
| Security Procedure | |
|---|---|
| iTAN | |
| pushTAN | |
| photoTAN | |
| mTAN | |
| ChipTAN | |
| How safe is your money? | |
|---|---|
| Statutory deposit guarantee scheme / Deposit Guarantee and Investor Compensation Act | |
| Exchange service | |
|---|---|
| Exchange service | |